Financial Privacy Notice

This notice is intended to describe how we collect, maintain and disclose customer information and how you can choose how information about you is used by us. This notice may be amended from time to time. If you have any questions or comments about the privacy of information about you, please contact us at 903-784-0881.

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transaction with us or others; and
  • Information we receive from consumer reporting agencies.

We do not disclose any nonpublic personal information about you to anyone except as permitted by law.

If you should close your account or become an inactive customer, we still adhere to the privacy policy and practices as described in this notice.

We restrict access to your personal account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or services to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.