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9-month CD at 5.15% APY*

13-month CD at 5.00% APY*


*Annual Percentage Yield (APY). Minimum to open and obtain APY is $1,000. A penalty will be imposed for early withdrawal. After your CD is opened, the interest rate is fixed for the term unless otherwise indicated. At maturity of the 9 month CD it will automatically renew to a 182 day CD. At maturity of the 13 month CD it will automatically renew to a 1 year CD. See terms and conditions of accounts for full disclosure details. Annual Percentage Yield is accurate as of 9/28/2023.

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New 24-hour ATM at our Loop location!

We have a brand new ATM in Lane 5 of our Loop location drive-thru!

ATM locations

Want to enroll in Business Online Banking?

Call us at (903) 784-0881

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First Federal Community Bank is proud to be the hometown bank of choice.

With friendly service, robust technology,  and the best banking services in town, we strive to be more than just a  bank. We want to be the only bank you’ll ever need—for life.

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Debit Card Control at Your Fingertips!

Misplace your debit card? Concerned about charges? Now you can turn off your card with the swipe of a finger!

This tool—plus more—is available through First Federal's mobile app. Check out our features to see how card control is at your fingertips.

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Your First Choice for Home Loans

Build. Buy. Update.

Whatever your home loan needs, First Federal Community Bank is your First Choice for your home loan! Our lenders have the expertise to find the loan that's perfect for you and will work to get you in your new home—fast!

FFCB NMLS ID #402549


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