Skip to Content

Support your favorite school, or flash your favorite vacation spot! It's easy, with a personalized debit card from First Federal.

Why use a debit card?

Faster than writing a check.
Easier than carrying a lot of cash.

At First Federal, we have a variety of debit card options for you—from our School Spirit Card Program, to stylish photo options, to a simple First Federal logo card that says you like things uncluttered and neat! 

Use your card just like a credit card to conduct PIN-less transactions. The amount of each purchase is deducted directly from your checking account so there are no interest charges. It's not a credit card, even though it is accepted as one.  Plus - it's your ATM card, functional at any ATM.

Browse through our options, and when you're ready to select your card, visit your nearest location and we'll get you set up! 

Spirit Cards: Support Your Favorite School

Some of our most popular debit cards are part of our school-branded Spirit Card Program that supports local school districts. The school spirit cards generate money for your school district every time you use them as a credit card in a PIN-less transaction*. Funds are disbursed to participating schools annually in September. Since its inception in 2009 this program has exceeded $127,000 in total contributions to these area schools. See the cool designs below:

Picture of credit cards

* To use a PIN-less transaction, select "credit" instead of "debit" when making your purchase. The transaction still functions as a debit (deduction) from your checking account, but you will sign for the transaction instead of entering your PIN. 

Personalized Debit Cards

First Federal also offers personalized debit cards so you can show off your style! From shiplap to glitz, we've got you covered. Below is a sample of the cards we offer:

picture of credit cards

To report a lost or stolen debit card call 903-784-0881, or after regular hours call toll free 888-263-3370.

Swipe to view table information

Login to Online Banking

Back to Top