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Whether you're saving for a rainy day or a special event, First Federal has the perfect account to make your savings easy.

Savings and Investments

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What kind of account would you like? 
Open an account online 
Minimum to open 
Minimum daily balance required to earn interest 
Withdrawal limitations 
Balance requirements and other fees 
Personal Money Market
Christmas Club Savings
Statement Savings

Rewarding rates— plus convenient access to your funds

An easy way to save all year long for holiday gifts

Start your savings plan today—for yourself, your children or your grandchildren

Earn top rates with the security that your funds are protected

Currently not offered, call for details

Currently not offered, call for details





Under $2,500: NOW rate

 $2,500+: Money Market rate with rate tiers for higher minimum balances: 

• $10,000 

• $25,000 

• $100,000 

• $250,000 

• $500,000



Interest can be paid by reinvestment or auto deposit to your bank checking, savings or money market account

Six (6) free withdrawals per statement cycle, which may be done by transfer to a 3rd party by preauthorized, automatic, telephone or computer

No customer withdrawals allowed except to close account. 

A check for the balance of the account will be mailed in October.

Three (3) free withdrawals per month; $1.00 per withdrawal after 3

A penalty will be imposed for early withdrawal

No monthly fee if average monthly balance is more than $1,000

No minimum balance required or monthly service charge

No balance fee if daily balance is more than $100

• Terms from 91 days to 5 years

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